Across the nation, Belgard Authorized Contractors have discovered that the Belgard Preferred Payment program is an excellent marketing tool to drive sales and create upsell opportunities. With options that include 90-day, 180-day, 365-day, and 18-month Same-As-Cash programs, Belgard Preferred Payment (BPP) allows homeowners to create the backyard of their dreams without having to complete the project in phases. The program offers 100% unsecured financing up to $55,000 on approved credit* with the flexibility to roll a variety of expenses into the loan—including hardscapes, softscapes, appliances, furniture and more. This flexibility makes BPP a powerful sales tool that provides homeowners with a way to build now and pay later.


Rob Hirsch, Splendor Landscape Designs, Ltd. – Commack, NY
“I find that Belgard Preferred Payment works particularly well with selling big ticket items, like an outdoor kitchen. It also works well with clients who know they’re getting a bonus later in the year. They can build what they want now without having to wait or pull money from other resources. It gives the customer another reason not to say ‘no’.”

Amanda Cooper, Primary Grounds – Greenwood, IN
“I always present BPP as a way of keeping your money in your investments so it can gain more over the length of time. I would encourage all hardscape contractors to take advantage of this tool; it does increase the sale. Another thing to think about is that it simply sets you apart as a company because a lot of my competition do not have a financing option.”

Myra Norton, GreenState Landscaping – Lumberton, NC
“The program has helped us both increased the size of projects and close on jobs that we would have lost otherwise. I’ve never had an issue with getting my money after an install, and the payment comes pretty quickly. I wish all my jobs got paid as quickly.”

Sarah Rose, Black Diamond Paver Stones & Landscape, Inc. – Sacramento, CA
“Because of the financing options, we have customers who are able to do a full remodel (instead of in stages), leading to thousands of dollars in additional business. Having a financing program available opens the door for additional business opportunities during negotiations.”

Andrea Skoniecki, Patriot Landscape Design – North Myrtle Beach, SC
"Having a financing option lends credibility to our business. You can visibly see that when you hand the customer the brochure. It’s also comforting to know that we will definitely get 50 percent upfront and the balance when the job is done, even when the project grows – and it almost always grows. Adjusting the loan for any additions just takes a phone call."


The Belgard Preferred Payment program is available with no risk to all Belgard Authorized Contractors and Dealers. Once approved to offer BPP financing to your clients, each homeowner applies over the phone in a simple paperless application. When the homeowner’s loan is approved, payment is sent directly to your bank account within 24 hours. Contact your Belgard rep for more information and to obtain a BPP program enrollment application.

Download the Preferred Payment Brochure

Learn how to become a Belgard Authorized Contractor or Dealer

*EnerBank USA has helped tens of thousands of homeowners get the payment options they need to fulfill their home improvement and remodeling dreams. EnerBank USA is a wholly owned subsidiary of CMS Entergy Corp., which is traded on the New York Stock Exchange under the symbol CMS. Loans provided by EnerBank USA (1245 E. Brickyard Rd., Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 15 to 138 months. 16.72% fixed APR, effective as of June 1, 2014, is subject to change. Interest waived if repaid before loan due date. Loan amounts range from $1,000 - $55,000, subject to credit approval.