Complete Your Project Now Rather Than Later!

Get started with Same-as-Cash financing available only through Belgard Authorized & Participating Contractors.

We had originally planned to phase out our makeover plans over a couple of years. Belgard Preferred Payment allowed us to do all of the work at once without over-extending our budget by spreading the cost out over time with zero interest.

Christi Simoneaux, homeowner, regarding her recent backyard makeover

  • No payments and no interest on approved credit
  • 100% unsecured financing up to $55,000 on approved credit*
  • A quick, easy and safe toll-free loan-by-phone application process
  • A fast credit decision in about 10 minutes
  • No paperwork
  • Peace of mind because you provide your personal financial information directly to the bank and not to your contractor or online
  • No application fee, no closing costs and no prepayment penalties

Have questions? Ready to get started? Find a participating contractor here and look for this icon - Belgard Preferred Payment

*EnerBank USA has helped tens of thousands of homeowners get the payment options they need to fulfill their home improvement and remodeling dreams. EnerBank USA is a wholly owned subsidiary of CMS Energy Corp., which is traded on the New York Stock Exchange under the symbol CMS. Loans provided by EnerBank USA (1245 E.Brickyard Rd., Suite 640, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 15 to 138 months. 16.72% fixed APR, effective as of June 1, 2014, is subject to change. Interest waived if repaid before loan due date.

Belgard Preferred Payment is only available in the United States